aid credit造句

the author brings forward that the basic ideas of business innovation of chinese commercial banks is to build up the modern management ideas, optimize the resources collocation and reengineer the banking operation process, and mainly do innovation in the business of personal consume credits, grant-aided credits, college credits and so on
笔者认为：我国商业银行业务创新的基本思路是树立现代化的经营理念，优化商业银行的资源配置和再造银行业务流程；主要从商业银行个人消费信贷业务、保理业务、助学贷款业务以及学校贷款业务等方面进行业务创新。与此同时，防范各类风险。
It's difficult to find aid credit in a sentence. 用aid credit造句挺难的